@custom-variant dark (&:is(.dark *));@theme inline{--color-background:var(--background);--color-foreground:var(--foreground);--color-card:var(--card);--color-card-foreground:var(--card-foreground);--color-primary:var(--primary);--color-primary-foreground:var(--primary-foreground);--color-secondary:var(--secondary);--color-secondary-foreground:var(--secondary-foreground);--color-muted:var(--muted);--color-muted-foreground:var(--muted-foreground);--color-accent:var(--accent);--color-accent-foreground:var(--accent-foreground);--color-destructive:var(--destructive);--color-border:var(--border);--color-input:var(--input);--color-ring:var(--ring);--font-sans:var(--font-body);--font-heading:var(--font-display);--radius-sm:.35rem;--radius-md:.55rem;--radius-lg:.8rem;--radius-xl:1.1rem;--radius-2xl:1.5rem;--radius-3xl:2rem;--radius-4xl:2.5rem}:root{--background:#f8f4e9;--foreground:#092f4c;--card:#fffdf6;--card-foreground:#092f4c;--primary:#092f4c;--primary-foreground:#fff;--secondary:#5ac5cb;--secondary-foreground:#092f4c;--muted:#e9f3f1;--muted-foreground:#4c6975;--accent:#ff715b;--accent-foreground:#092f4c;--destructive:#b42318;--border:#b9d4d2;--input:#aac9c7;--ring:#087e92;--cream:#f8f4e9;--navy:#092f4c;--aqua:#5ac5cb;--aqua-light:#bce9e7;--coral:#ff715b;--ink:#092f4c}.dark{--background:#071f33;--foreground:#f8f4e9;--card:#0b2d46;--card-foreground:#f8f4e9;--primary:#5ac5cb;--primary-foreground:#071f33;--secondary:#164b60;--secondary-foreground:#f8f4e9;--muted:#12384d;--muted-foreground:#bad5d9;--accent:#ff715b;--accent-foreground:#071f33;--destructive:#ff8070;--border:rgb(188 233 231/20%);--input:rgb(188 233 231/28%);--ring:#5ac5cb}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--cream);color:var(--ink);font-family:var(--font-body),sans-serif}a{color:inherit;text-decoration:none}button,input,select,textarea{font:inherit}button{color:inherit}.hero-shell{position:relative;min-height:920px;overflow:hidden;background:radial-gradient(circle at 77% 18%,rgb(255 255 255/34%) 0 3px,transparent 4px),radial-gradient(circle at 82% 11%,rgb(255 255 255/25%) 0 6px,transparent 7px),linear-gradient(122deg,#62cbd0,#58c2c9 57%,#48b2bf)}.hero-shell:after,.hero-shell:before{content:"";position:absolute;border:1px solid rgb(255 255 255/30%);border-radius:50%}.hero-shell:before{width:560px;height:560px;top:-310px;right:8%}.hero-shell:after{width:300px;height:300px;bottom:-190px;left:34%}.site-nav{position:relative;z-index:5;width:min(1380px,calc(100% - 64px));min-height:122px;margin:0 auto;display:grid;grid-template-columns:1fr auto 1fr;align-items:center;border-bottom:1px solid rgb(9 47 76/24%)}.brand-badge{width:180px;height:94px;display:block}.brand-badge img{width:100%;height:100%;display:block;object-fit:contain;filter:drop-shadow(0 7px 4px rgb(9 47 76/17%))}.nav-links{display:flex;gap:38px;font-size:14px;font-weight:700}.footer-links a,.nav-links a{transition:opacity .2s ease}.footer-links a:hover,.nav-links a:hover{opacity:.62}.nav-cta{justify-self:end;display:inline-flex;align-items:center;gap:14px;padding:13px 17px 13px 20px;border:1px solid var(--navy);border-radius:999px;font-size:13px;font-weight:800;text-transform:uppercase;letter-spacing:.05em}.nav-cta svg{width:17px}.hero-grid{position:relative;z-index:2;width:min(1380px,calc(100% - 64px));margin:0 auto;padding:78px 0 104px;display:grid;grid-template-columns:minmax(0,.94fr) minmax(510px,.76fr);gap:clamp(54px,7vw,120px);align-items:center}.eyebrow,.kicker,.planner-kicker{display:flex;align-items:center;gap:9px;margin:0;font-size:11px;line-height:1;font-weight:800;letter-spacing:.105em;text-transform:uppercase}.eyebrow svg{width:16px;height:16px}.hero-copy h1{max-width:770px;margin:27px 0 24px;font:900 clamp(72px,7.5vw,120px)/.88 var(--font-display),sans-serif;letter-spacing:0;text-transform:uppercase}.hero-copy h1 span{display:block;color:white}.hero-intro{max-width:660px;margin:0;font-size:clamp(17px,1.5vw,21px);line-height:1.55}.hero-boundary{max-width:570px;margin-top:34px;padding-top:24px;display:flex;gap:15px;align-items:center;border-top:1px solid rgb(9 47 76/22%)}.hero-boundary p{margin:0;font-size:13px;line-height:1.5}.boundary-icon{width:31px;height:31px;flex:0 0 auto;display:grid;place-items:center;border-radius:50%;background:var(--navy);color:white}.boundary-icon svg{width:16px}.planner-wrap{scroll-margin-top:28px}.planner-card{min-height:590px;padding:clamp(28px,3.2vw,48px);display:flex;flex-direction:column;border:1px solid rgb(9 47 76/18%);border-radius:30px;background:var(--cream);box-shadow:0 28px 80px rgb(9 47 76/20%)}.planner-head{display:flex;justify-content:space-between;gap:24px;align-items:flex-start}.planner-head h2,.planner-success h2{margin:8px 0 0;font:800 39px/.95 var(--font-display),sans-serif;text-transform:uppercase}.planner-head>span{min-width:50px;padding:7px 9px;border:1px solid var(--border);border-radius:999px;font-size:11px;font-weight:800;text-align:center}.planner-progress{height:4px;margin:24px 0 32px;overflow:hidden;border-radius:99px;background:#dbe4df}.planner-progress i{display:block;height:100%;background:var(--coral);transition:width .35s ease}.planner-fields{display:grid;gap:28px}.planner-fields fieldset{min-width:0;margin:0;padding:0;border:0}.planner-fields label>span:first-child,.planner-fields legend{display:block;margin-bottom:11px;font-size:11px;font-weight:800;letter-spacing:.075em;text-transform:uppercase}.choice-grid{display:grid;gap:10px}.choice-grid-three{grid-template-columns:repeat(3,1fr)}.choice-grid-two{grid-template-columns:repeat(2,1fr)}.choice{min-height:98px;padding:14px;display:flex;flex-direction:column;justify-content:center;align-items:flex-start;gap:8px;border:1px solid var(--border);border-radius:15px;background:transparent;cursor:pointer;text-align:left;transition:background .18s ease,border-color .18s ease,transform .18s ease}.choice:hover{transform:translateY(-2px);border-color:#6ba7a6}.choice.active{border-color:var(--navy);background:var(--aqua-light);box-shadow:inset 0 0 0 1px var(--navy)}.choice svg{width:20px;height:20px}.choice span{font-size:13px;font-weight:800}.choice small{color:var(--muted-foreground);font-size:11px}.split-fields{display:grid;grid-template-columns:1fr 1fr;gap:14px}.planner-fields label{display:block}.planner-fields input,.planner-fields select,.planner-fields textarea{width:100%;min-height:49px;border:1px solid var(--input);border-radius:12px;background:white;color:var(--navy);outline:none}.planner-fields select{padding:0 40px 0 14px}.planner-fields input{padding-inline:14px}.planner-fields textarea{min-height:82px;padding:12px 14px}.planner-fields input:focus,.planner-fields select:focus,.planner-fields textarea:focus{border-color:var(--ring);box-shadow:0 0 0 3px rgb(8 126 146/14%)}.addon-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:10px}.addon-grid label{min-height:52px;padding:0 13px;display:flex;align-items:center;gap:9px;border:1px solid var(--border);border-radius:12px;cursor:pointer}.addon-grid label>span{margin:0!important;font-size:11px!important}.final-fields{gap:17px}.final-fields label>span small{color:var(--muted-foreground);font-weight:600;text-transform:none;letter-spacing:0}.consent-row{display:grid!important;grid-template-columns:auto 1fr;align-items:flex-start;gap:11px;padding-top:3px;cursor:pointer}.consent-row>span{margin:0!important;font-size:11px!important;line-height:1.55;font-weight:500!important;letter-spacing:0!important;text-transform:none!important}.planner-actions{margin-top:auto;padding-top:28px;display:flex;justify-content:space-between;gap:12px}.planner-actions button,.planner-success button{min-height:48px;padding:0 19px;border-radius:999px;font-size:12px;font-weight:800}.planner-primary{background:var(--navy)!important;color:white!important}.planner-primary:hover{background:#154966!important}.planner-back{padding-left:0!important}.planner-fineprint{margin:16px 0 0;color:var(--muted-foreground);font-size:10px;line-height:1.4;text-align:right}.availability-card .planner-fields{gap:18px}.coverage-notice{padding:18px;border:1px solid #9ecbc8;border-radius:14px;background:#e9f6f3;color:var(--navy)}.coverage-notice strong{display:block;font-size:15px}.coverage-notice p{margin:7px 0 0;font-size:12px;line-height:1.55}.coverage-confirmed{margin:0;padding:11px 13px;border-radius:10px;background:#e9f6f3;color:#315f67;font-size:10px;font-weight:700;line-height:1.45}.planner-success{align-items:flex-start;justify-content:center}.planner-success>p:not(.planner-kicker){max-width:420px;font-size:14px;line-height:1.65}.planner-success button{margin-top:16px}.success-mark{width:54px;height:54px;margin-bottom:24px;display:grid;place-items:center;border-radius:50%;background:var(--aqua)}.lead-reference{margin:0!important;color:var(--muted-foreground);font-size:10px!important;font-weight:800;letter-spacing:.08em;text-transform:uppercase}.planner-error{margin:12px 0 0;color:var(--destructive);font-size:11px;font-weight:700;text-align:right}.honey-field{position:absolute!important;width:1px!important;height:1px!important;overflow:hidden!important;clip:rect(0 0 0 0)!important;white-space:nowrap!important}.waterline{position:absolute;z-index:2;left:32px;right:32px;bottom:28px;display:grid;grid-template-columns:auto 1fr auto;align-items:center;gap:18px;font:800 9px/1 var(--font-body),sans-serif;letter-spacing:.12em;text-transform:uppercase}.waterline div{height:1px;background:rgb(9 47 76/25%)}.process-section{padding:120px max(32px,calc((100% - 1380px) / 2));background:var(--cream)}.section-heading{display:grid;grid-template-columns:1fr 2.1fr 1fr;gap:55px;align-items:start}.expect-copy h2,.section-heading h2{margin:-6px 0 0;font:800 clamp(43px,5vw,76px)/.94 var(--font-display),sans-serif;letter-spacing:-.025em;text-transform:uppercase}.expect-copy>p,.section-heading>p:last-child{margin:0;color:#486773;font-size:15px;line-height:1.65}.process-grid{margin-top:78px;display:grid;grid-template-columns:repeat(3,1fr);border-top:1px solid #aecbc8}.process-grid article{min-height:250px;padding:29px 38px 26px 0;border-right:1px solid #aecbc8}.process-grid article+article{padding-left:38px}.process-grid article:last-child{border-right:0}.process-grid article>span{color:var(--coral);font:800 13px/1 var(--font-display),sans-serif}.process-grid h3{margin:50px 0 14px;font:800 28px/1 var(--font-display),sans-serif;text-transform:uppercase}.process-grid p{max-width:330px;margin:0;color:#486773;font-size:13px;line-height:1.65}.archive-section{padding:120px max(32px,calc((100% - 1380px) / 2));display:grid;grid-template-columns:minmax(0,1.08fr) minmax(360px,.72fr);gap:clamp(58px,8vw,128px);align-items:center;background:#e5f3f0}.archive-art{margin:0;overflow:hidden;border:1px solid #9fc7c4;border-radius:28px;background:white;box-shadow:0 24px 70px rgb(9 47 76/12%)}.archive-art img{width:100%;height:auto;display:block}.archive-art figcaption{padding:15px 19px;display:flex;justify-content:space-between;gap:20px;border-top:1px solid #bed8d5;color:#486773;font-size:9px;font-weight:800;letter-spacing:.075em;text-transform:uppercase}.archive-art 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center}.expect-copy{padding:clamp(64px,8vw,128px);display:flex;flex-direction:column;justify-content:center}.expect-copy .kicker{color:var(--aqua)}.expect-copy h2{margin-top:24px}.expect-copy>p{margin-top:25px;color:#b9d4dc}.expect-copy ul{margin:28px 0;padding:0;display:grid;gap:13px;list-style:none}.expect-copy li{display:flex;align-items:center;gap:10px;font-size:13px}.expect-copy li svg{width:18px;color:var(--aqua)}.text-link{width:fit-content;display:inline-flex;align-items:center;gap:12px;padding-bottom:6px;border-bottom:1px solid var(--aqua);color:var(--aqua);font-size:12px;font-weight:800;text-transform:uppercase;letter-spacing:.055em}.text-link svg{width:17px}footer{padding:55px max(32px,calc((100% - 1380px) / 2));display:grid;grid-template-columns:1fr 1.2fr auto;gap:50px;align-items:center;background:#06243a;color:white}.footer-brand{display:flex;align-items:center;gap:14px}.footer-brand p{margin:0;font-size:11px;line-height:1.45}.footer-logo{width:74px;height:50px;display:block;object-fit:contain}.footer-disclosure{max-width:570px;margin:0;color:#94b5c2;font-size:10px;line-height:1.6}.footer-links{display:flex;gap:22px;font-size:10px;font-weight:700;text-transform:uppercase;letter-spacing:.05em}.legal-page{min-height:100vh;padding:72px max(24px,calc((100% - 860px) / 2)) 100px;background:var(--cream)}.legal-back{display:inline-block;margin-bottom:80px;font-size:12px;font-weight:800;text-transform:uppercase;letter-spacing:.06em}.legal-page h1{max-width:780px;margin:22px 0 12px;font:900 clamp(58px,9vw,105px)/.82 var(--font-display),sans-serif;letter-spacing:-.04em;text-transform:uppercase}.legal-updated{color:var(--muted-foreground);font-size:12px}.legal-page section{margin-top:68px;padding-top:12px;border-top:1px solid var(--border)}.legal-page h2{margin:34px 0 9px;font:800 24px/1 var(--font-display),sans-serif;text-transform:uppercase}.legal-page section p{max-width:720px;margin:0;color:#486773;font-size:15px;line-height:1.7}.legal-page section a{text-decoration:underline;text-underline-offset:3px}.legal-note{margin-top:60px;padding:20px;border:1px solid var(--border);border-radius:14px;color:#486773;font-size:12px;line-height:1.6}.ops-shell{min-height:100vh;display:grid;grid-template-columns:244px minmax(0,1fr);background:#edf5f3;color:var(--navy)}.ops-sidebar{min-height:100vh;padding:28px 20px 22px;display:flex;flex-direction:column;background:#082b45;color:white;border-right:1px solid rgb(188 233 231/14%)}.ops-brand{width:88px;height:70px;display:grid;place-items:center;margin:0 10px 47px}.ops-brand img{width:100%;height:100%;object-fit:contain;filter:drop-shadow(0 5px 8px rgb(0 0 0/18%))}.ops-sidebar nav{display:grid;gap:7px}.ops-sidebar nav button{width:100%;min-height:46px;padding:0 12px;display:grid;grid-template-columns:19px 1fr 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